Workers Comp

If you have employees, you need to carry workers compensation. Almost every state in the union requires employers to carry this type of liability insurance, but the risks and coverage requirements vary from industry to industry. Nielsen-McAnany Insurance Services, Inc. offers workers compensation insurance to companies with several hundred employees or only one employee, and we’ll work with you to make sure your company’s commercial policies fit the needs of your business.

What Is Workers Compensation

Workers compensation insurance is a specific type of liability coverage that businesses with even one employee must carry in order to protect workers in the event of an on-the-job injury. It is no-fault coverage that will pay out in the event of an on-the-job accident regardless of who is responsible for the i njury. In addition to protecting employees, workers compensation, in many cases, protects companies from being sued by injured workers.

What Solutions Are Available

Different workers compensation packages are available depending on the state in which you do business and the type of services your company provides. In addition to helping you find the right insurance coverage for your company and employees, NMIS will work with you to find solutions for a safer, more productive work environment. Through this process, your company is likely to see significant savings. Depending on your company needs, your workers comp policy may provide

• Contracts with medical network providers
• Consulting physicians
• Medical disability case managers
• Life-care planning nurses
• Legal staff
• Managed prescription drug programs
• Innovative payment systems
• Utilization management nurses

As an independent insurance agency, Nielsen-McAnany Insurance Services, Inc. takes an interest in helping commercial customers succeed in business. Contact us today to learn more about your options in workers compensation insurance. We look forward to helping you protect your employees and your bottom line.